There are a wide range of highly complex Business Insurance products available in today’s marketplace. This can make choosing the appropriate cover very challenging and time consuming.
That’s why we offer highly customised Business Insurance products to suit your specific needs, helping you protect against loss or damage both now and into the future.
In the event of accidents, damage and theft, Commercial Motor Insurance provides cover for businesses with vehicles such as new and used sedans, utes, vans, caravans, trucks, forklifts and trailers. We can provide a personalised policy for your circumstance.
Workers Compensation is compulsory in Australia and compensates employees and their relatives for death, injury or illness as a result of their employment if they are not fit to work. Group Personal Accident Insurance also provides cover to your employees with a range of similar benefits.
The Business Pack policy provides cover for small to medium businesses (SMEs), protecting your premises, inventory, equipment and brand. This is essential to protect your business from day-to-day operating risks and ensure that in the event of a loss, your business recovery is taken care of.
Business Interruption insurance protects your business from the loss or damage to the insured property due to a catastrophic event, providing you with the necessary cover to rebuild and recover. Most importantly, it protects your existing cashflow when interrupted by a temporary crisis.
Construction Insurance provides construction companies and developers with important cover for commercial, industrial and domestic builders, sub-contractors, owner-builders against construction related losses, including contractual liability cover and site damage or theft.
For businesses with staff who are required to travel regularly, Corporate Travel insurance provides cover against overseas health emergencies, flight cancellations and lost or stolen baggage, and is also suitable for regular travellers.
Cyber Insurance is becoming increasingly important in today’s technological environment and helps protect your business in the event of a cyber-attack. This coverage will help minimise any financial losses to your business, customers, intellectual property and other parties following a cyber breach.
If you are moving goods via sea, rail or air, Marine Cargo Insurance protects your business from loss or damage to vessels and cargo while in transit. The complex nature of these shipments requires an insurance policy that covers you for a range of possibilities.
Managing and leading a business involves a range of complex commercial risks, so Management Liability insurance provides you with protection from legal action taken up due to claims of wrongful acts by management, providing cover for costs such as defending and settling claims.
Professional Indemnity Insurance provides your business with cover against claims of negligence or professional misconduct towards your clients or employees. Significant penalties can apply, so cover is recommended for anyone who is providing professional advice for a fee.
Public Liability Insurance protects your business from costs related to a person being injured or their property being damaged as a result of your business’ activity. In the event of litigation, legal fees or compensation will be covered under your policy.
For any businesses that manufacture and sell products to the public or other businesses, Product Liability Insurance ensures that you are protected in the event of litigation due to a product you sell, assemble or supply causing harm to an individual or their property.
The breakdown of machinery or electronic equipment can have a huge impact on the operations of your business, so it’s important that your business is covered against any repair or upgrade costs by considering comprehensive Machinery & Electronic Equipment Insurance.